The medical/dental plan summaries provided below are applicable to all member entities within CIS, as well as any new entities considering CIS plans.
The pooled medical/dental premium rates are for entities with less than 100 employees only. The pooled life/disability rates are for entities with less than 25 employees. In addition, rates are broken out between the Employee Benefits Services Trust (for cities and qualifying entities) and the Association of Oregon Counties Insurance Trust (for counties and qualifying entities).
If you're interested in CIS Benefits, first review the Benefits Rules
to determine if your entity can comply. For medical/dental rates for employers with more than 100 employees, life/disability rates for employers with more than 25 employees, or for additional questions, please email Mike Beyrouty, CIS Benefits Director at firstname.lastname@example.org
Medical Plan Options and Riders
Copay Plan Options
High Deductible Health Plans (HDHP) w/HSA Options
Kaiser Plan Options
Dental Plan Options and Riders
Dental Plan Options
Medical & Dental Rates
For groups that cover more than 100 employees on Regence medical or Delta Dental (experience-rated) and/or groups whose rates include a commission, the pooled rates below DO NOT apply to you. Note: The Regence CIS Hearing Aid Benefit is only available for the Copay plans.
Life & Disability Rates
For groups that cover more than 25 employees on Hartford's Basic Life and/or Long Term Disability (LTD), the pooled rates DO NOT apply to you.
Voluntary Plan Rates
Transparency in Coverage
The below links are to the machine-readable files provided in support of the federal Transparency in Coverage rule and contain in-network negotiated rates and out-of-network allowed amounts. The machine-readable files are formatted to allow researchers, regulators, and application developers to access and analyze data more easily.